koalafi Offers Fast And Easy Payment Option – No Credit Needed
High Approval Rates:
With Koalafi it takes only seconds to get approved for up to $5,000 on a lease-to-own contract. More than 80% of applications are approved — even those with low credit scores.
No Hidden Fees:
We offer a transparent, and affordable no credit needed financing option. If you pay in full by 90 days, you pay only a $49.00 initial payment (plus tax), plus the cost of your order. No hidden charges or fees. Or if you’d rather take advantage of our full 12 month financing option, we split your payments evenly over 12 months, making sure that your payments align with your pay schedule. It’s as easy as that!
90-Day Purchase Option Or Early Buyout:
And with the 90-day purchase option — you can choose to purchase the item within 90 days of delivery and pay only the initial $49.00 payment plus the invoice amount. After 90 days, you may choose the early buyout option and purchase the merchandise at up to 65.00% of the remaining balance on the lease.
- **Valid photo ID
- **Social Security Number, government ID or ITIN#
- **Debit card with initial payment of $49.00 (make sure you have $49 in your account or you will be declined & you must use a personal debit card with matching name of the application)
- **Checking account (have your routing & account # handy at the time of application & account must have been open for at least 90 days)
- **$1,000/month minimum income